Understanding Phishing Scams
Stay Safe Online: A Guide to Understanding Phishing Scams
Phishing scams are among the most common online threats, targeting individuals and businesses alike. These scams aim to trick you into revealing sensitive information, such as passwords or financial details, by impersonating trusted entities. As cybercriminals grow more sophisticated, understanding phishing scams is your first line of defence.
What is Phishing?
Phishing is a cyberattack where fraudsters pose as legitimate organisations or individuals to steal personal information. These attacks often come via email, phone calls, text messages, or fake websites designed to appear authentic.
Why Phishing is a Serious Threat
Falling victim to a phishing scam can result in financial loss, identity theft, or unauthorised access to accounts. For businesses, the consequences can extend to data breaches, reputational damage, and regulatory penalties.
How to Spot Phishing Scams
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Suspicious Sender Details: Fraudsters often use email addresses that resemble legitimate ones but contain subtle errors.
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Urgent Language: Phrases like “Act Now!” or “Account Suspended” aim to create panic and rush your decision-making.
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Requests for Personal Information: Legitimate companies rarely ask for sensitive details via email or text.
Questionable Links: Always hover over links to inspect their actual destination before clicking.
How to Protect Yourself
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Pause and Verify: If you receive an unsolicited email or message, take a moment to confirm its authenticity.
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Use Secure Channels: Contact the organisation directly through their official website or phone number.
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CallerCheck Verification: Caleb & Brown clients can verify broker identities using the CallerCheck feature in the client Portal for added peace of mind.
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Phishing may be prevalent, but with vigilance and informed practices, you can stay safe. Visit our Online Security Guide for more tips.
Next article: Recognising Phishing Emails and Messages
Disclaimer: This assessment does not consider your personal circumstances, and should not be construed as financial, legal or investment advice. These thoughts are ours only and should only be taken as educational by the reader. Under no circumstances do we make recommendation or assurance towards the views expressed in the blog-post. The Company disclaims all duties and liabilities, including liability for negligence, for any loss or damage which is suffered or incurred by any person acting on any information provided.
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